Every successful referral you make to CBHS
earns you a prepaid Visa card^

CBHS_refer and earn

Share the benefits of CBHS with your eligible* family and current or former CBA workmates. All they need to do is join on Hospital and Extras cover by 20 December, and you’ll go in the draw to win one of three $5,000 cash prizes.#

Then, when they’ve been a member for three months, you'll receive a prepaid Visa gift card.^

Got some new faces in mind?

Start referring now

Simply confirm with the person you're referring that we can contact them, then complete this form with your details and the details of the person you are referring. Our team will be in touch with your referral to get the process started and help find them their best health cover solution.

* indicates a mandatory question



Your details 





Their details 








By submitting this form, you agree to the Terms and Conditions and our Privacy Policy.


Frequently asked questions

Who can join CBHS?
CBHS is a restricted not-for-profit health fund, for current and former employees of the Commonwealth Bank Group (CBA Group) and their families, employees of CBA Group contractors and franchisees and their families. More information on eligibility available here.
Is there a limit to how many referrals I can make?

No! The more you refer, the more you could earn. You'll be rewarded with prepaid Visa gift cards, and they'll be rewarded with great health cover. Every new member benefits our member-owned fund for all, by helping us grow sustainably. This helps place downward pressure on premiums. So it's feel-good benefits all round!

Who will contact my referral?

One of our dedicated Health Sales Specialists will contact your referral on the contact details you provide. Please make sure you have their permission to share their details with us. When you submit your referral we will send them an SMS letting them know they've been referred and to expect our call.

How will I know if my referral has joined?

We protect the privacy of all members and referrals, which means we can't discuss the details of anyone else's application or membership with you. However, feel free to reach out to the person you referred and see how it's all going!

When will I receive my gift cards?

You'll receive your gift card/s after your referral has been a member for three months. Both your memberships will need to be paid up-to-date at this time. Our supplier will issue the card/s during the fourth month, to the address we have on file for you - so make sure this is up-to-date.

*CBHS is a restricted not-for-profit health fund, for current and former employees of the Commonwealth Bank Group (CBA Group) and their families, employees of CBA Group contractors and franchisees and their families. More information on eligibility available here.
^Referring member must obtain consent to refer New Member and provide their contact details and refer via cbhs.com.au/refer by 4 December 2024 and New Member must join on Hospital and Extras by 20 December 2024. iChoose prepaid Visa card sent after third month from New Member policy commencement date provided policies of both new and referring member are paid up to date. Full T&Cs here.
#T&Cs and eligibility criteria apply. NSW Permit No. TP/03952, ACT Permit No. TP 24/02588, SA Permit No. T24/2012. Member must be referred by 4 December 2024 and join on Hospital and Extras by 20 December 2024. Full T&Cs here.