CBHS Health cover options

Our products are designed to meet your needs at every life stage, with built-in ease to upgrade or downgrade over time as your life changes1.

Understanding Health Insurance

Hospital

If you are looking for Hospital cover, we have a wide selection of options, from budget-friendly basic to fully comprehensive.
Extras

Extras

You can also mix ‘n’ match Hospital and Extras covers to find the perfect combination for your life stage, needs and budget.
Package

Package

Our KickStart (Basic Plus) package is a cost-effective option tailored for individuals seeking a handpicked selection of common services like dental and optical.

Why join CBHS?

For over seven decades, CBHS has been providing CommBank employees and their families with quality health cover and warm, caring service for when it matters most.

out of pocket

Gives back to members

Gives back to members

Over the past 10 years, CBHS has paid back on average over 90 cents in every dollar collected from premiums in member benefits.2

Flexible cover options

Flexible cover options

Our Hospital cover options and enhanced Extras are designed to meet you at every life stage – easily upgrade or downgrade your level of cover when you need.1

Limit out-of-pocket costs

Limit out-of-pocket costs

Access to 9,000+ recognised Choice Network dental and optical providers to limit out-of-pocket costs.3

Give More Back

Reduce gap payments

Reduce gap payments

Reduce your out-of-pocket expenses for medical services in hospital with our Access Gap Cover scheme.4

What our members say

Dental became much more affordable for us. We switched to your preferred providers and we had no out of pocket expense for the children's mouth guards, along with several other dental services 👌. Safe sports, cool-coloured mouths and sustainability - and my daughter chose a biodegradable tree green mouth guard! Thanks CBHS.

manda-b
Manda B

Our family has full private health with CBHS − always have and definitely always will now. CBHS helped my family immensely, mainly my mother who died of brain cancer a few years ago. Without the help of CBHS we would have lost our family home to pay for all the hospital and medical bills and my dad would have been forced to work rather than care for my mother in her final days. CBHS not only gave us peace of mind with finances but peace of mind with life, freeing us up to be with Mum.

Nicole M
Nicole M
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1Waiting periods may apply.
290.7% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23
3At Optical and Dental Choice Network providers. Benefits are subject to level of cover and overall and available limits at time of service.
4Out-of-pocket expenses may vary from patient to patient. Ask your doctor whether they will use AGC in the hospital of your choice.